Insurance

[solar]

Which model is yours & how old?

c180k, almost 40..

[solar]

I 0% NCD as I had an accident 2 years ago and I stupid stupid let MSIG handle the claims as it was my 1st time accident.

One car cut into my lane on TPE. And the car in front of me brake and i also brake but too late so hit his backside

Got lawyer letter from him and MSIG offer to handle the case for me so I just stupid agree. And didn't even follow up on the claim process.

In the end when I sign for my C180K car, my SE call MSIG and check on the claim amount. Both of us got a shock a total of 26k

So stuck in catch 22 situation, accept the fate n be good boy boy n sign up AVIVA.

At least I can't change to AMG 18" rims, mod the command online to VIM, change to quad exhaust and mod the headlights. Save many many money

erm.. i thought we just let insurance handle if it is a claim situation? still need to follow up, check on them, and make decisions for them?

[Arshavin]

Bro solar, at the start of claim procedure, your insurance will send a letter asking if u want to handle the claim yourselves or let the company handle.

If the company handle for u, is best to call n ask what the claims amount and the details. This claim amount can affect your next insurance policy premiums

[solar]

imagine the $$$ spent while waiting next 5yrs re-accumulating the ncd...

thanks bro for sharing..i'd likely make the same mistake what u did if it happened to me.. it is enlightening...

[Arshavin]

At fault claims or own claims, the insurance company still lost money when doing business with u.

So is up to us to make sure we don't get a shock later

[Atlantis]

Thought Chartis is a must when we buy our cars? I wanted to go for MSIG initially cos they quoted me $900. My SE said that I have to buy from Chartis. End up paying $1,500

[jon]

Thought Chartis is a must when we buy our cars? I wanted to go for MSIG initially cos they quoted me $900. My SE said that I have to buy from Chartis. End up paying $1,500

They lied to you leh. I bought my own. This se recvd com from the insurance if u bought from them. For me I bought my own cos my wife is from AIA

[Atlantis]

They lied to you leh. I bought my own. This se recvd com from the insurance if u bought from them. For me I bought my own cos my wife is from AIA

Oh.. Silly me. Didn't check around more.. Haha

[Arshavin]

Most SE will guide u to buy insurance from Chartis as they earn comms. Only those honest and good SE will be truthful to u

Thought Chartis is a must when we buy our cars? I wanted to go for MSIG initially cos they quoted me $900. My SE said that I have to buy from Chartis. End up paying $1,500

[jtang]

c180k, almost 40..

got mine from Tenet...at only$1044 (50% NCD) for C250...2 yr old car. Ntuc is a rip off, never liked their claim process...too leh chey.