Car Insurance AGAIN

[Guest arshavin]

was buying coffee/tea at NTUC food court. overheard an uncle talking on his mobile and it was loud n clear.

issue was with his car insurance. the other party is Chartis. he change his stock rims/tyres to 20" sport rims/tyres and other mods which i didnt get to hear properly. now accident, his car insurance threaten to void his insurance.

after he end his call, he complains to his friend on the table, pay insurance for 3 years, never late payment, now accident for 1st time, "cheap" insurance want to play cheat.

Aviva and DA Disease spreading to others insurance companies now. even on sgcarforum.com, we can find articles complaining on AXA and Chartis.

[Guest Wes23]

It has already been quite a common scene Liao. If you can afford 20"

Rims they believe you can afford to repair your own damages!

[Guest arshavin]

Well. I don't think is right for these insurance companies to operate in such a way

The basic n fundamental meaning of buying a car insurance is totally lost when insurances find ways to void your policy 1st thing after accident.

Why pap government never debate this issue inside the parliament house?

[Guest Wes23]

arshavin wrote:

Well. I don't think is right for these insurance companies to operate in such a way

The basic n fundamental meaning of buying a car insurance is totally lost when insurances find ways to void your policy 1st thing after accident.

Why pap government never debate this issue inside the parliament house?

Perhaps someone can write on forum and make this issue come to light? Utlimately, when accidents happens, it is the insurance companies that are laughing...

[Guest arshavin]

Hope that uncle will do as u say. Or other victims going to write on strait times forum.

Considered Singapore praise itself for having an open n clean governement but when comes down to commo people issue, we can have big insurance companies being so dirty n secretive n cunning

[Guest hippo]

Hope this uncle goes to CASE and make a report against Chartis for unfair practices.

Any bro here done that before? Wondering what is CASE position regarding issues like this.

[Guest blackmercs]

arshavin wrote:

Hope that uncle will do as u say. Or other victims going to write on strait times forum.

Considered Singapore praise itself for having an open n clean governement but when comes down to commo people issue, we can have big insurance companies being so dirty n secretive n cunning

Lolz do we need the government to get things done???

[Guest subaru67]

than if lets say the car stock is 17inch rims and the owner change to aftermarket rims but also 17inch leh???? dun tell me they keep pics of stock rims from the car.... fish man....

like that aftermarket rims sellers all can close dwn liao!!!

also tyres too! as must use those recommand by agent.... example our benz car give conti tyres... than must use all the way lah! if change pilot sport than void lah!!! damm!

[Guest blackmercs]

subaru67 wrote:

than if lets say the car stock is 17inch rims and the owner change to aftermarket rims but also 17inch leh???? dun tell me they keep pics of stock rims from the car.... fish man....

like that aftermarket rims sellers all can close dwn liao!!!

also tyres too! as must use those recommand by agent.... example our benz car give conti tyres... than must use all the way lah! if change pilot sport than void lah!!! damm!

Yap !! Like it or not still can void. Even u change a pce of screw also can void coz the insurance covers only stock & original parts of the car.

So buy the cheapest insurance & 3rd party only. Cheap & nice!! In the event u involved in an accident u cannot makes any claims coz u have mods yr ride.

Come to think of it, if the other party claims against u which u are at fault & modded his/her car too, will yr insurance void the claims too? Hmmm

[Guest manmerlion]

hippo wrote:

Hope this uncle goes to CASE and make a report against Chartis for unfair practices.

Any bro here done that before? Wondering what is CASE position regarding issues like this.

Actually, he should go to FIDReC (which stands for Financial Industry Disputes Resolution Centre).

[Guest subaru67]

manmerlion wrote:

Actually, he should go to FIDReC (which stands for Financial Industry Disputes Resolution Centre).

thats a new term.... hmmmm time to google

[Guest subaru67]

i asked my fren, he told me yr car manual shld indicated what is the max size of rims yr car can fit.. hence that shld be the indicative.... if yr car manual states max is 18inch than u install 19 hence will void

[Guest mulderang]

i think all car insurance are just scams haha

[Guest subaru67]

mulderang wrote:

i think all car insurance are just scams haha

what to do its a must so buy from someone u trust

[Guest Wes23]

subaru67 wrote:

what to do its a must so buy from someone u trust

Haiz, times are gloomy and gray and life goes on, time to visit bedok reservoir soon... :yield:

[Guest kepiting1sg]

subaru67 wrote:

i asked my fren, he told me yr car manual shld indicated what is the max size of rims yr car can fit.. hence that shld be the indicative.... if yr car manual states max is 18inch than u install 19 hence will void

IIRC then Bros on 19" for C & E Class better take note cos owner manual says max 18" except for amg models - no 19" & above recommendations.:whistle:

[Guest Wes23]

kepiting1sg wrote:

IIRC then Bros on 19" for C & E Class better take note cos owner manual says max 18" except for amg models - no 19" & above recommendations.:whistle:

Bro chiaster!!! Bro chiaster!!!

[Guest kepiting1sg]

Wes23 wrote:

Bro chiaster!!! Bro chiaster!!!

He's "MOD DUN SCARE" Cat!

[Guest subaru67]

kepiting1sg wrote:

IIRC then Bros on 19" for C & E Class better take note cos owner manual says max 18" except for amg models - no 19" & above recommendations.:whistle:

ahahah lucky i see bmw 7 series manual state max is 20inch:whistle:

[Guest subaru67]

Wes23 wrote:

Haiz, times are gloomy and gray and life goes on, time to visit bedok reservoir soon... :yield:

rem to wear red:shocked:

[Guest arshavin]

today went to the ntuc food court for dinner again, didnt see that uncle there, only see his friend sitting there drinking kopi.

encounter a very bad experience there tonight, will post at the common thread. totally not reacted to cars/MB

[Guest chiaster]

yeah! :thumb:

actually, i did my 1st servicing at C&C AFTER i changed to 19" and dropped my springs... in fact, i also had an issue with the stock shock absorbers that were making noises (i documented this in some other thread previously) and i got C&C to change those absorbers TWICE even with my upsized rims and H&R springs still on! :shocked:

everything boils down to the negotiation process! :whistle:

and yes! "MOD DUN SCARE, SCARE DUN MOD"!!! :bounce:

kepiting1sg wrote:

He's "MOD DUN SCARE" Cat!

[Guest skid]

chiaster wrote:

yeah! :thumb:

actually, i did my 1st servicing at C&C AFTER i changed to 19" and dropped my springs... in fact, i also had an issue with the stock shock absorbers that were making noises (i documented this in some other thread previously) and i got C&C to change those absorbers TWICE even with my upsized rims and H&R springs still on! :shocked:

everything boils down to the negotiation process! :whistle:

and yes! "MOD DUN SCARE, SCARE DUN MOD"!!! :bounce:

well done bro! if i have difficulties with CnC must get your advice or bring u along! :becky: