Car Insurance

[Guest arshavin]

Hello Bros

Did any one ask whether we can take up AVIVA car insurance for the new car bought from C&C ?

[Guest Yap ST]

arshavin wrote:

Hello Bros

Did any one ask whether we can take up AVIVA car insurance for the new car bought from C&C ?

Y not check with ur SE!!!

[Guest blackknight]

arshavin wrote:

Hello Bros

Did any one ask whether we can take up AVIVA car insurance for the new car bought from C&C ?

WHY U WANNA buy Aviva? too much clauses to beware of ...

[Guest arshavin]

my SE at first say no AVIVA, but due to my previous at fault claims which is over 10k, she quote me a very high value. then i ask her got any solution? she say i can take back aviva.

[Guest blackknight]

arshavin wrote:

my SE at first say no AVIVA, but due to my previous at fault claims which is over 10k, she quote me a very high value. then i ask her got any solution? she say i can take back aviva.

you should check properly, if AVIVA wants to insure you due to the previous bad experience

[Guest arshavin]

my old car is already under aviva car insurance. tomorrow will call aviva n ask whether they accept new car insurance

[Guest chiaster]

if your most recent insurer was AVIVA and now you want to register your new car with them again, they most probably will take your case... however, be prepared for an exorbitant amount in the premium due to your previous claim history...

arshavin wrote:

my old car is already under aviva car insurance. tomorrow will call aviva n ask whether they accept new car insurance

[Guest arshavin]

chiaster wrote:

if your most recent insurer was AVIVA and now you want to register your new car with them again, they most probably will take your case... however, be prepared for an exorbitant amount in the premium due to your previous claim history...

the previous claim history already declared to AVIVA when i registered with them under my old car.

Now i need to check with them whether they willing to take me under my new car.

[Guest arshavin]

May I ask do the SE earn comms from the car insurance deals that we take directly from their C&C ?

[Guest desmondtoo]

arshavin wrote:

May I ask do the SE earn comms from the car insurance deals that we take directly from their C&C ?

Bro...check with Martin/Cheryl(signatureincz Site Sponsor). Yes they do insurance too...maybe they can help.

You can op for external insurance coverage...not necessary from in-house. Cheers!:becky:

Btw, Congrats on your COE!!!

[Guest arshavin]

Thanks bros for the fast respond. I already settled with AVIVA

I just wan to know whether our SE earn comms from the car insurance they offer us as my SE trying very hard to sell me the C&C car insurance.

[Guest desmondtoo]

arshavin wrote:

Thanks bros for the fast respond. I already settled with AVIVA

I just wan to know whether our SE earn comms from the car insurance they offer us as my SE trying very hard to sell me the C&C car insurance.

You're welcome Bro!!! :becky:

I believe they do get a cut from Bank Loan and Insurance...:fish:

[Guest lightning]

Chartis has some arrangements with C&C called New for Old Replacement...

in an unfortunate event if your car becomes a total loss or a constructive total loss as a result of an accident (excl theft) during the first 12 months...Chartis will replace with with a new car of the same make and model...:becky:

I took Chartis mainly for this reason :whistle: ... partly also to reward the SE coz they do get some commission from insurance company :bounce:

[Guest arshavin]

I also wan to reward my SE for her effort but chartis quote me 4300 bucks for my insurance. AViVA Is less than 50% of that price.

[Guest Sanjay]

lightning wrote:

Chartis has some arrangements with C&C called New for Old Replacement...

in an unfortunate event if your car becomes a total loss or a constructive total loss as a result of an accident (excl theft) during the first 12 months...Chartis will replace with with a new car of the same make and model...:becky:

I took Chartis mainly for this reason :whistle: ... partly also to reward the SE coz they do get some commission from insurance company :bounce:

most car companies give u a new replacement if your car is totalled within 12 months.. plus as i understand if you take MSIG, the insurer has a lease gap cover which covers the difference between the amount outstanding to the bank and the actual value of the car. thats even more important if you have a 7 or 10 year finance and say your car is totalled in 3 years..

[Guest lightning]

arshavin wrote:

I also wan to reward my SE for her effort but chartis quote me 4300 bucks for my insurance. AViVA Is less than 50% of that price.

AVIVA...hope you still remember this very recent case...http://www.sgmerc.com/forums/showthread.php?t=19638&highlight=aviva

...are you still going to mod your C180?? :hand:

[Guest arshavin]

This is another question I want to ask:

I won't be doing the mod for the 1st year when I m under AVIVA

But I planning to replace the twin exhaust with one chrome tailpipe and replace the stock air filter with k&n air filter.

Do the above 2 things considered mod?

[Guest arshavin]

Just call AVIVA, they say the k&n air filter the cone shape one is illegal mod.

What is the shape for the C180K K&N air filter?

[Guest Sanjay]

arshavin wrote:

Just call AVIVA, they say the k&n air filter the cone shape one is illegal mod.

What is the shape for the C180K K&N air filter?

mate... aviva is very sticky cos they want stock car only... change your insurer now.. and get a refund of your premium and move on with another company

[Guest blackknight]

arshavin wrote:

This is another question I want to ask:

I won't be doing the mod for the 1st year when I m under AVIVA

But I planning to replace the twin exhaust with one chrome tailpipe and replace the stock air filter with k&n air filter.

Do the above 2 things considered mod?

Likely they will consider that as modification

[Guest arshavin]

Haha. I will change to a good one after 2013. Because of the previous heavy claim made by another stupid driver, I m stuck with online car insurance.

[Guest hkhamateur]

arshavin wrote:

This is another question I want to ask:

I won't be doing the mod for the 1st year when I m under AVIVA

But I planning to replace the twin exhaust with one chrome tailpipe and replace the stock air filter with k&n air filter.

Do the above 2 things considered mod?

In view of MB prespective, they'll close one eye as these insert re clarified as beautified as long as it doesn't harm e engine or original whole ride setup! :whistle:

Bt still, u gotta highlight to them durg each servg. :becky:

As fr AVIVA, no way fr them! Big mod medium mod small mod tiny mod still classified as mod! Dun play play w insurance man! :shocked:

Like most bros quote "when in need durg unforeseen accident, u re helpless if they said no" :Cry:

[Guest arshavin]

Ya. Make do with original factory fitted car.

AVIVA did tell me that if I do the exhaust chrome tailpipe at C&C workshop before my car goes onto the public road, it is not considered a mod.

For the K&N air filter, I check that for 180K the shape is conical one so is considered illegal mod by AVIVA. Have to give up on that.

[Guest Wishbone]

I was thinking not to take up the MBC inhouse insurance too. I have checked Aviva insurance is only around $800 for me after 50% NCD for my new FL C180K. Dont know about Chartis? Any idea how much will Chartis quote with 50% NCD???

[Guest blackmercs]

I was thinking not to take up the MBC inhouse insurance too. I have checked Aviva insurance is only around $800 for me after 50% NCD for my new FL C180K. Dont know about Chartis? Any idea how much will Chartis quote with 50% NCD???

Aviva?? Hv u read up abt this insurance company on modding? As comparing of cost for insurance is subjective due to age bla bla. If u were ask me, in-house is always cheaper than getting from outside quote (apple to apple).