Accident

[Guest Zjared]

I collided with a bicycle. The bicycle from the opposite side of the traffic swing into my lane. Till now I still don't understand why he do this unless he wants to die. It is a bunch of kids riding on the road. The kid is alright with a bad cut on his knee. Everything is in my favor, I have witnesses. Had I not reacted fast enough, he is under my wheels already but my repair bills is $18k++ from C&C. Next year my premium shoot high high right? Any advise from any kind soul.:Cry:

[Guest Zack]

wow.. 18k damage from a bicycle.. thats pretty bad..

[Guest hkhamateur]

Zjared wrote:

I collided with a bicycle. The bicycle from the opposite side of the traffic swing into my lane. Till now I still don't understand why he do this unless he wants to die. It is a bunch of kids riding on the road. The kid is alright with a bad cut on his knee. Everything is in my favor, I have witnesses. Had I not reacted fast enough, he is under my wheels already but my repair bills is $18k++ from C&C. Next year my premium shoot high high right? Any advise from any kind soul.:Cry:

Wow...! :shocked:

Damaged done by a bicycle causes 18k? :shocked:

Bumper, bonnet, radiator, number plate n side fenders needed this much money? :tsk:

Better query C&C fr breakdown cost. :hand:

Ultimately, e boy s fine so re u correct bro. Look at e bright side. :bounce:

[Guest subaru67]

what c n c change? why 18k?????

[Guest Audifreak]

if possible, i would not suggest going to sea&sea for any repairs. I find that they are a rip-off. my mum's car was quoted 5k previously for some repair, decided to check with another workshop and was quoted 2k. Sea&sea would want to change anything and everything. Few years later, as my mum's car was coming to 7 years, we sent for checkup, the estimated bill came up to around 10k to change parts etc.. we decided not to go ahead and sold the car.

So check around with other workshops also.

[Guest Yap ST]

Zjared wrote:

I collided with a bicycle. The bicycle from the opposite side of the traffic swing into my lane. Till now I still don't understand why he do this unless he wants to die. It is a bunch of kids riding on the road. The kid is alright with a bad cut on his knee. Everything is in my favor, I have witnesses. Had I not reacted fast enough, he is under my wheels already but my repair bills is $18k++ from C&C. Next year my premium shoot high high right? Any advise from any kind soul.:Cry:

Bro,

You might want to check with our site sponsor Starblack (look for Michael)

Yes most important is the Boy is Fine...

[Guest Zjared]

A long long list. I have warranty from C&C, can only go back there right? My insurer is chartis. WTF, only 5-6 months old car. Sienz. Till now I kept thinking, what was in the mind of the boy. He swing into my lane while looking behind at his friend. Is this call suicide?

[Guest io5885]

its good news the boy aint badly injuried but cycling on the road??

Dun the boy or the parents have to take up some form of moral or legal responsibility?

i really feel "ai wan" for bro Zjared... bo tai bo ji teo 4D!! :tsk:

[Guest poolfan]

18k repair seems very excessive for damage caused with an accident with a bicycle. Merc is so "soft" nowadays ? Just wondering what are parts that were damaged and replacement. Maybe a better option is not to go sea & sea. Your premium on your next renewal will be crazy if you make your insurance claim. If the engine and major components are not damaged, I would take a risk with warranty.

[Guest Zjared]

io5885 wrote:

its good news the boy aint badly injuried but cycling on the road??

Dun the boy or the parents have to take up some form of moral or legal responsibility?

i really feel "ai wan" for bro Zjared... bo tai bo ji teo 4D!! :tsk:

Why I so sway one? I hope i tio big big lor. Can change a new car right away.

[Guest Zjared]

Yap ST wrote:

Bro,

You might want to check with our site sponsor Starblack (look for Michael)

Yes most important is the Boy is Fine...

Thanks. I also think the boy is okay, I sway lor, take it as pay some money for other people's life.

[Guest Yap ST]

Zjared wrote:

Thanks. I also think the boy is okay, I sway lor, take it as pay some money for other people's life.

Bro, take it as 破財消災 ！！！！

And both u and the boy are ok most important ...

[Guest silverarrow]

Zjared wrote:

Why I so sway one? I hope i tio big big lor. Can change a new car right away.

Bro...maybe this is a blessing in disguise leh. Should note down time and date of accident and go buy 4D.

Since you have evidence that it's the boy who is at fault, can't you contact his parents and asked them to foot the bill?

One of my friends, on the very first day after collecting his car, he caught 2 kids scratching his door red handed. Contacted their parents and they paid for the damages.

[Guest Yap ST]

silverarrow wrote:

Bro...maybe this is a blessing in disguise leh. Should note down time and date of accident and go buy 4D.

Since you have evidence that it's the boy who is at fault, can't you contact his parents and asked them to foot the bill?

One of my friends, on the very first day after collecting his car, he caught 2 kids scratching his door red handed. Contacted their parents and they paid for the damages.

Hi Bro,

I think these r two different case...

Scratching other car is an offense but accident is different..

Am I right?

[Guest Zjared]

silverarrow wrote:

Bro...maybe this is a blessing in disguise leh. Should note down time and date of accident and go buy 4D.

Since you have evidence that it's the boy who is at fault, can't you contact his parents and asked them to foot the bill?

One of my friends, on the very first day after collecting his car, he caught 2 kids scratching his door red handed. Contacted their parents and they paid for the damages.

If I post earlier and I see ur post, I will kenna 4d. I'm never a big fan of 4D though.

[Guest silverarrow]

Yap ST wrote:

Hi Bro,

I think these r two different case...

Scratching other car is an offense but accident is different..

Am I right?

To me, it's still a case of a kid causing damage to a car due to his carelessness, isn't it? Then again, I'm not a lawyer. :shocked:

[Guest hkhamateur]

Zjared wrote:

Thanks. I also think the boy is okay, I sway lor, take it as pay some money for other people's life.

Bro, dun think too much liao. :becky:

let this accident roll over n start to get it repair. :hand:

U re Ok n tat boy was well too correct? :pray2:

Wat u may consider re spk w his parents n c any initiative compensation fm them. :wave:

Just quote to them: u saved yr son life n future. :yo: :peace:

Bt Bt never go back See&See. Ridicules quotes. Bright day robbery man! :fish:

[Guest subaru67]

hkhamateur wrote:

Bro, dun think too much liao. :becky:

let this accident roll over n start to get it repair. :hand:

U re Ok n tat boy was well too correct? :pray2:

Wat u may consider re spk w his parents n c any initiative compensation fm them. :wave:

Just quote to them: u saved yr son life n future. :yo: :peace:

Bt Bt never go back See&See. Ridicules quotes. Bright day robbery man! :fish:

why see n see always sooooo ex want... :Cry:

[Guest skid]

glad to hear that you n boy ok.. lots of irresponsible kids and adults these days..

[Guest Zjared]

Warranty need to go back to them right? If not I will not go to them already. Will my warrranty be void?

Don't worry guys, I've moved on. Must make more money to let my insurer leech next year and I hope the boy has the intergrity not to leech on my insurer too. Luckily i have quite a few witnesses.

Actually he look quite pitiful when he was sitting down and holding his palms together to say sorry to me. What really piss me off is when he say UNCLE, sorry. UNCLE,very sorry. It's my fault, I'm sorry.

I'm barely 30 years old and certainly don't think I have the uncle look lor. :Cry:

[Guest hkhamateur]

Zjared wrote:

Warranty need to go back to them right? If not I will not go to them already. Will my warrranty be void?

Don't worry guys, I've moved on. Must make more money to let my insurer leech next year and I hope the boy has the intergrity not to leech on my insurer too. Luckily i have quite a few witnesses.

Actually he look quite pitiful when he was sitting down and holding his palms together to say sorry to me. What really piss me off is when he say UNCLE, sorry. UNCLE,very sorry. It's my fault, I'm sorry.

I'm barely 30 years old and certainly don't think I have the uncle look lor. :Cry:

:laugh: :laugh:

OMG! Ya man, uncle. Oops! Pai say bro uncle. Oops! I mean uncle bro zjared :yo:

oh...dun seem to get it right uncle. :doh:

No no I mean bro!

[Guest Zjared]

hkhamateur wrote:

:laugh: :laugh:

OMG! Ya man, uncle. Oops! Pai say bro uncle. Oops! I mean uncle bro zjared :yo:

oh...dun seem to get it right uncle. :doh:

No no I mean bro!

Wey!!!:fish:

[Guest kloy]

they know you claim insurance that's why they charge so high. Daylight robbery.

this whole system of insurance business stinks. The only people who benefit are the workshops and the insurance companies.

[Guest deus_ex71]

Hi Bro,

When my car collided with a taxi (my mums fault, she was driving), front end damage (bumper, bonnet, headlights) comes to 20k. Following year ALL except one company declined to quote. In the end only China Insurance offered, at double the premium, never buy NCD protector somemore.

So premium increase still never mind (will come back down), the insurer may choose not to insure you anymore. That's when the real headache begins, because all the insurers will have your history.

[Guest sy69u]

just my 2 cents.

even though your car is still under warranty with sea&sea, you do not have to bring it back to them if ONLY you do not want to claim from your insurance. their warranty is only on manufacturer's defaults.

bring to a good workshop & most probably they can do the job as well & at a lower price. please also note that your NCB & annual insurance premium will be affected depending on how much you claim. the higher you claim, the higher your premium will be.

so having said that, if you still want peace of mind, sea&sea is the only way to go. its your choice.